Income & Household
Annual take-home income
$85,000
$20k$1m
Household type
State / Territory
Housing
I am a
Monthly mortgage repayment
$2,800
$500$16,000
Groceries & Food
Weekly grocery spend
$220
$50$1,400
Eating out / takeaway per week
$80
$0$800
Transport
Number of vehicles
Weekly km driven (all vehicles)
300 km
03,000 km
Vehicle insurance (annual)
$1,812
$0$12,000
Weekly public transport / rideshare
$25
$0$400
Energy
Quarterly electricity bill
$450
$80$3,600
Quarterly gas bill
$180
$0 (no gas)$1,600
Health
Monthly health insurance premium
$280
$0 (uninsured)$1,400
Annual GP & specialist out-of-pocket
$300
$0 (bulk billed)$6,000
Home Insurance
Home & contents (annual)
$2,795
$0 (renter)$24,000
Full breakdown & AHI score by category
Housing
—% of income
Groceries & Dining
—% of income
Transport
—% of income
Energy
—% of income
Health
—% of income
Insurance
—% of income
Total weekly
—% of weekly income
Tailored observations
Estimates only. Percentile benchmarks derived from ABS Household Expenditure Survey 2022-23 (Catalogue 6530.0), segmented by household composition and adjusted for state cost-of-living variation. Percentile compares your weekly spend to comparable Australian households of the same composition in the same state, adjusted to Q1 2026 using ABS CPI. Individual circumstances vary significantly. Not financial advice.
Stress Score
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Weekly cost of living
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Income used
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of Australian households
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